Where to Invest in 2025?

It Starts with a Question

Thanks for the great question Sayheydk!

I wanted to answer this question with a post as it would be a lot to cram it into a reply.

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Disclaimer: This information is what I am doing personally and is not Financial Advice.

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Lets start be revisiting my Wealth Growth Formula - see the link below.

Step 1 - Cheap or Asymmetric Return Potential

Looking at the formula - Is there anything Cheap or with the promise of Asymmetric Return? Sort of. After we’ve asked that question we can ask do I need to diversify?

I’ll list areas that I’ve been looking at in depth. Anything that I haven’t included isn’t on my radar for an investment - probably due to the market conditions. Yes if you see a deal outside of this list and it makes sense go for it.

Bitcoin

Long Term and Short Term Bitcoin makes sense. I think we’re early days in Bitcoin, the masses don’t have it yet. With a maximum supply of 21 million coins and a few million of those lost already, supply is capped. Supply and demand dictate the price of something and Bitcoin is one of the few assets that one can own that doesn’t increase in supply.

Yesterday the President of the USA established a Strategic Bitcoin Reserve. The most powerful country in the world taking strong steps that acknowledge the importance of Bitcoin as an Asset class.

If you haven’t subscribed to the BitcoinUniversity channel I highly, highly recommend it. Matthew is a clear, thoughtful thinker that covers the world through the lens of Bitcoin, however gives great geopolitical insights in the process. One of the best YouTube Channels.

Don’t think about Bitcoin as having to have 1 whole bitcoin. Think of their smaller denomination - Satoshis. There are 100,000,000 Satoshis in a Bitcoin. One could consider dollar cost averaging buying with this mindset.

Gold & Silver

I’ve been writing about Gold and it having a predictable inflection point.

Beyond the article above, I like the idea of mining stocks as they have been heavily suppressed for a long time.

Long time, veteran investors frequently mention the benefits of Physical Gold, layering in Big Gold Producer stock and for speculation - Junior Miner stock.

Interestingly, when I dig through these stocks, you can see many of them are trading for less than their Book Value. Meaning that if you physically sold the business, day 1, the assets they have (stock, equipment etc) would be worth more than you paid for it.

However, keep in mind, a rising tide lifts all boats. When the tide goes out all the boats drop. Meaning - even if Gold/Silver mining companies get boosted, a dropping market can depress their gains.

If you are interested in understanding more about mining stocks I suggest you listen to Rick Rule and Doug Casey.

Oil

When GDP drops, the Elites trigger war.

Plain and simple.

Be under no illusion we are in very dangerous times. The Elites are embedded in most countries.

I don’t read the news - I have every form of news hidden, however it sometimes gets past the filters. I saw this article this morning regarding Poland wanting military training for every adult male.

The only way I see out of this situation is a sudden GDP growth through a new “Industrial Revolution”. In our context this would have to be from an AI breakthrough.

This is how I see the two timelines ahead of us.

War, conflict is highly energy intensive. The only energy source that works in wartime situations is Fossil Fuels.

Oil, Oil Storage, Oil Transportation.

Commodities & Rare Earth Materials

The world is ever growing - the demand for natural resources is ever increasing. War also has an insatiable appetite for resources.

Basic commodities and Rare Earth Materials both make sense for a future increase in demand. Also know that China has banned Rare Earth Minerals being exported to the US.

Step 2 - Do I need to Diversify

Here is my personal allocation for my net worth. Labels are irrelevant for this context. But a quick skim - it looks fairly diversified. Not such a critical aspect to address.

Step 3 - Pay Down Debt

Do I have any debt id like to pay down? Yes I do actually. If I pay down certain debts they will convert into cash flow, reducing the burden of my day to day job.

That sounds pretty good, so that is a candidate for consideration.

In Summary

I’ve listed areas that I’m looking at actively right now. For me I don’t really need to diversify at this point in time, given my asset holdings. I am considering liquidating some assets to pay off debt to increase my cash flow.